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Start with the life goal, not the instalment. This tool inflates your target to its future cost, then works back to the monthly SIP.
The tool grows your goal with inflation first. A crore after twenty years is not a crore today.
Without inflation adjustment the same goal would need only ₹19,977 per month — that plan quietly falls short.
Enter what it costs today, such as a house down payment.
Add years, expected return, and assumed inflation.
Read the inflated target and the SIP that reaches it.
target = today × (1 + inflation)^years → SIP solves the future value of monthly instalmentsInstalments compound monthly with contributions at the start of each month.
Turn a lakh-scale goal into a monthly habit.
Plan to the admission year, not to today's fees.
Size the fun goals so they actually happen.
Cover the years before withdrawals begin.
Get the goal-mapping worksheet, fund category primer, and the annual step-up reminder schedule.
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