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Prices climb a few percent every year, and it compounds. Check any amount against any number of years.
India consumer prices rose near 6% a year over the last decade. Pick your own rate for a different market or period.
Money loses buying power silently. Any long-term plan should grow its targets with inflation before it grows its investments.
Grow today's cost forward, or pull a future amount back to today.
Six percent matches recent Indian consumer inflation.
Use the adjusted value in goals, salaries, and rents.
future cost = today × (1 + rate)^years; today's value = future ÷ (1 + rate)^yearsPrices compound like investments. Ten years at 6% raises prices about 79%.
Inflate school and college fees to the admission year.
Negotiate in real terms, not headline hikes.
Check landlord increases against price growth.
Settle what grandfather's salary equals now.
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Compare cost of living between two cities across rent, groceries, transport, and more — with a salary-adjusted verdict.
Project mutual-fund SIP growth or find the monthly amount needed to hit a target corpus.
Project compound investment growth and inflation-adjusted financial independence scenarios.