How are Stripe fees calculated?

Stripe charges a percentage of the transaction plus a fixed amount per charge. The tool applies both to your gross amount, or reverses them so you can find the gross price that leaves your target net. Published rates are typical and vary by country and product.

How do I calculate the amount to charge to receive a specific net payout?

Divide your target net plus the fixed fee by one minus the percentage rate. The tool does this in net-to-gross mode: enter the amount you want to receive and it returns the price to invoice. Without this step, sellers often absorb the fee by mistake.

Are these the official current Stripe rates?

The tool ships typical published rates per region and notes the year. Stripe changes rates by country, card type, and product, and negotiated rates differ. Confirm the exact rate on your Stripe dashboard before you set prices.

Does the fee calculator send my amounts anywhere?

No. The arithmetic runs locally in your browser. Your pricing numbers are not transmitted or stored on a server.

Stripe / Razorpay Fee Calculator

Calculate net payout after processor fees across Stripe, Razorpay, PayPal, Square, and Paddle. Works in both directions.

Configure

Processor

2.9% + $0 fixedUS

Charge amount (gross)

You receive

$971

Fee

$29

2.93% effective

Charged

$1,000

Formula

net = gross − (gross × pct − fixed)

Published rates as of 2026. Negotiated rates and chargebacks vary — confirm with your processor.

The Payment Processor Comparison

A PDF comparing Stripe, Razorpay, Paddle, and Lemon Squeezy on fees, payouts, tax handling, and fraud.

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Embed this calculator(iframe)

Copy the code below. Paste it into any HTML page to show this calculator. The frame stays private and links back to this page.

<iframe src="https://www.shsxnk.com/embed/stripe-fee-calculator" width="520" height="480" frameborder="0"></iframe>

Preview: https://www.shsxnk.com/embed/stripe-fee-calculator

What problem does this solve?

Stripe takes a percentage plus a fixed fee, so a 30-dollar sale never returns 30 dollars. Sellers who price without fee math lose margin on every small transaction. This tool computes the net payout from a gross amount, or the gross you must charge to net a target, across typical Stripe rate cards.

Built for: Indie developers and small businesses pricing products on Stripe. Freelancers invoicing international clients and comparing processor costs also benefit.

Worked example

Select the typical US card rate of 2.9 percent plus 0.30 USD.
Enter a gross amount of 30 USD.
The tool shows the fee near 1.17 USD and a net payout near 28.83 USD.
Switch to net-to-gross, enter 28.83 as the amount you want to keep, and see the price you must charge near 30 USD.
Compare with an EU card rate of 1.5 percent plus 0.25 EUR to see how much region changes the fee.

Common questions

How are Stripe fees calculated?: Stripe charges a percentage of the transaction plus a fixed amount per charge. The tool applies both to your gross amount, or reverses them so you can find the gross price that leaves your target net. Published rates are typical and vary by country and product.
How do I calculate the amount to charge to receive a specific net payout?: Divide your target net plus the fixed fee by one minus the percentage rate. The tool does this in net-to-gross mode: enter the amount you want to receive and it returns the price to invoice. Without this step, sellers often absorb the fee by mistake.
Are these the official current Stripe rates?: The tool ships typical published rates per region and notes the year. Stripe changes rates by country, card type, and product, and negotiated rates differ. Confirm the exact rate on your Stripe dashboard before you set prices.
Does the fee calculator send my amounts anywhere?: No. The arithmetic runs locally in your browser. Your pricing numbers are not transmitted or stored on a server.

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